The Inspire Impact Score is an objective, rules-based scoring system which Inspire uses to identify what we believe to be some of the most inspiring, biblically aligned companies to invest in — the kind of companies that are blessings to their communities, customers, workforce and the world. The Inspire Impact Score rates a company on a scale of -100 to +100 in relation to how well the company aligns with biblical values, with +100 being the highest possible score.

How the Inspire Impact Score is calculated — Step 1: Every company starts with zero points. Step 2: Exclusionary screens are applied to companies which operate at odds with biblical values. Negative points are assigned to the impact score if any violations are found. These companies are always excluded from investment. Step 3: Companies with no negative violations are then positively scored based on how they operate as blessings to their customers, communities, workforce and the world through the five Sustainability Accounting Standards Board (SASB) categories: environment, social capital, human capital, business model & innovation, and leadership & governance (you can learn more about the SASB categories at materiality.sasb.org). Positive points are assigned based on the extent to which the company has above average scores in those positive categories. Result: Companies are scored on a scale between -100 and +100, with scores above zero representing better alignment with biblical values. Inspire only invests in companies with scores of zero or higher, and particularly selects those companies with scores closest to 100 for inclusion in portfolios.

It is not possible for Inspire to be aware of every action a company takes, and there may be additional positive or problematic activities which a company engages in that are beyond what is included in the Inspire Impact Score™ calculation.  The Inspire Impact Score™ is not meant to include all activities, whether public or private, of each company scored, but rather to assign a score to companies based on the data Inspire has found from the specified publicly available sources and/or third-party data providers.  The Inspire Impact Score™ represents Inspire’s viewpoint on the biblical alignment of scored investments, and other investors may have different opinions about what should or should not be considered a violation.  Inspire seeks to update Inspire Impact Scores™ in a timely fashion at regular intervals, but due to differences in research schedules, corporate engagement efforts and data publication timing, a company’s Inspire Impact Score™ may not immediately reflect all known data as soon as it is researched.

SEC Yield calculations are based on most recent Ex-Date. SEC Yield may include  income, dividends, return of capital, or other distributions that are not  considered short-term or long-term capital gains. Return of capital is  considered a return of the investment principal and is not derived from net  profits. The unsubsidized yield does not reflect fee waivers and/or expense  reimbursements by the investment advisor to the fund resulting in a gross  expense ratio.

The  Fund’s adviser has contractually agreed to reduce its fees and/or absorb  expenses of the Fund, until at least March 31, 2026, to ensure that total  annual fund operating expenses after fee waiver and/or reimbursement will not  exceed 0.80% of the Fund subject to possible recoupment from the Fund.